Equifax Credit Report API — Bureau Data Access

Pull Equifax credit reports programmatically with user consent. Get credit score, loan history, and repayment data for lending decisions.

Overview

The Equifax Credit Bureau API enables fintech platforms to programmatically obtain consolidated credit reports from Equifax for retail segments through a secure, consent-based redirection workflow.

Integration workflow

Initiate Session

Your platform starts the process via the Initiate Session API endpoint.

User consent and authentication

The user is directed to Deepvue's hosted authentication page where they review the purpose, provide consent, and authenticate using supported ID methods.

Return to your application

After granting consent, the user is redirected back to your platform using your specified redirect_uri.

Download report

Your system uses the transaction_id received during redirection to fetch the credit report through the Download Report API endpoint.

This architecture prioritizes compliance with data privacy regulations and explicit user consent requirements while enabling automated credit report retrieval within onboarding and underwriting processes.

Was this page helpful?

Last updated 4 weeks ago