Equifax Credit BureauDownload Report

Download Equifax Credit Report

Download the full Equifax credit report after user consent. Includes credit score, active loans, repayment history, and credit inquiries.

curl -X GET "https://production.deepvue.tech/v2/financial-services/credit-bureau/credit-report/sdk/report?transaction_id=example_string" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_API_TOKEN (JWT)" \
  -H "x-api-key: YOUR_API_KEY"
{
  "code": 200,
  "timestamp": 1751891783526,
  "transaction_id": "2cfb994cc4a64e058d2660114d345663",
  "sub_code": "SUCCESS",
  "message": "Credit report fetched successfully.",
  "data": {
    "pan": null,
    "mobile": "9971228137",
    "name": "RAM SINGH BHANDARI",
    "credit_score": "744",
    "credit_report": {
      "InquiryResponseHeader": {
        "ClientID": "XXXXXXXXX",
        "CustRefField": "123456",
        "ReportOrderNO": "17074982",
        "ProductCode": [
          "IDCCR"
        ],
        "SuccessCode": "1",
        "Date": "2025-04-23",
        "Time": "17:09:26"
      },
      "InquiryRequestInfo": {
        "InquiryPurpose": "05",
        "FirstName": "RAM SINGH BHANDARI",
        "DOB": "1960-05-30",
        "IDDetails": [
          {
            "IDType": "T",
            "IDValue": "ARSPB2789E"
          }
        ]
      },
      "CCRResponse": {
        "Status": "1",
        "CIRReportDataLst": [
          {
            "CIRReportData": {
              "IDAndContactInfo": {
                "PersonalInfo": {
                  "Name": {
                    "FullName": "RAM SINGH BHANDARI"
                  },
                  "DateOfBirth": "1960-05-30",
                  "Gender": "Male"
                },
                "IdentityInfo": {
                  "PANId": [
                    {
                      "IdNumber": "ARSPB2789E",
                      "ReportedDate": "2017-05-31"
                    }
                  ]
                },
                "AddressInfo": [
                  {
                    "Address": "169 RAJEEV NAGAR, DEHRADUN",
                    "Postal": "249145"
                  }
                ]
              },
              "RetailAccountDetails": [
                {
                  "AccountNumber": "XXXXXXXXXXXXX4846",
                  "Institution": "BANK",
                  "AccountType": "Personal Loan",
                  "Balance": "256239",
                  "SanctionAmount": "300000",
                  "DateOpened": "2017-02-06",
                  "AccountStatus": "Standard"
                }
              ],
              "RetailAccountsSummary": {
                "NoOfAccounts": "2",
                "NoOfActiveAccounts": "1",
                "TotalBalanceAmount": "256239.00",
                "TotalSanctionAmount": "300000.00"
              },
              "ScoreDetails": [
                {
                  "Type": "ERS",
                  "Version": "4.0",
                  "Value": "703"
                }
              ],
              "Enquiries": [
                {
                  "Institution": "BANK",
                  "Date": "2019-08-27",
                  "RequestPurpose": "00"
                }
              ]
            }
          }
        ]
      }
    }
  }
}
GET
/v2/financial-services/credit-bureau/credit-report/sdk/report
GET
Bearer Token (JWT)
Bearer Tokenstring
Required

ACCESS_TOKEN generated from the authorize endpoint. Should be included in the header as Bearer .

ACCESS_TOKEN generated from the authorize endpoint. Should be included in the header as Bearer .
API Key (header: x-api-key)
x-api-keystring
Required

The CLIENT_SECRET provided to you. This header parameter is required for authentication purposes.

The CLIENT_SECRET provided to you. This header parameter is required for authentication purposes.
query
transaction_idstring
Required

The transaction ID for the credit report request.

Request Preview
Response

Response will appear here after sending the request

Authentication

header
Authorizationstring
Required

Bearer token (JWT). ACCESS_TOKEN generated from the authorize endpoint. Should be included in the header as Bearer .

header
x-api-keystring
Required

API Key for authentication. The CLIENT_SECRET provided to you. This header parameter is required for authentication purposes.

Query Parameters

transaction_idstring
Required

The transaction ID for the credit report request.

Responses

codeinteger
timestampinteger
transaction_idstring
sub_codestring
messagestring
dataobject

Overview

This API retrieves a credit report using a transaction_id obtained from a prior session initiation call. After establishing a session via the Initiate Session endpoint, you provide the transaction ID to retrieve the associated credit report data.

The response includes personal information, account details, credit scores, and inquiry history when a credit report is available. When no credit report exists for the provided transaction ID, the response indicates this status with a null data field.

You need an authorized access token to access any of the Platform APIs. One access token is valid for only 24 hours. After expiration, you can renew the token by using the Authorize endpoint to receive a fresh access token.